Holiday is the most wonderful time of the year. But it can also be the most stressful, especially on our financials. For many people, the holiday also means lots of spending.

Whether it's for an emergency fund, a college education, or a comfortable retirement, it's important to have savings. It's a crucial step in taking control of your financial life and can even have positive effects to other areas such as your emotional and physical wellbeing.

Whatever your reason on why you have to leave your current job doesn't matter. It's about your response. When doing a work exit, most employees are usually overwhelmed in the situation they are in. May your reason be a dreadful working environment, tyrannical hierarchy, or a new, greener field you are excited to be yourself in, you have to remember that leaving is not just all about you-- it is for every person in the room as well.

In America, employees work an average of almost 47 hours a week and rather choose to have more flexible time on the job than less time. Normally a full-time employee works 40 hours or more in a week but at some Swedish firms, work period is cut to 30 hours. Studies showed that lesser hours of work makes employees more productive and promotes better morale, according to CNN Money.

The percentage of poor people in the global population is expected to fall below 10 percent in 2015 for the first time, according to the forecast made by World Bank.

It's no longer unusual if you see working mothers in the office, streets, or restaurants. With the high cost of living, children's education, and bills to pay, couples should help each other to make both ends meet.

Raising a baby is expensive. First-time parents could easily get lost navigating across tedious budgeting task for their baby. Huffington Post reported that the US Department of Agriculture found out that the middle-income family spends an average of $13,000 during the first year of a baby.

It's now time for girl power and enough of the gender inequality. What men can do can be done by women as well. Almost half a billion women already joined the world's labor force over the past 30 years, and women now credit more than 40% of workers all around the world. One reason for the additional workforce is the unprecedented fertility reduction in most distinct countries like Bangladesh, Colombia, and the Islamic Republic of Iran together with the female education improvements, according to International Monetary Fund.

Everyday work stress you out draining most of your energy and worst, develops health problems. But there are ways you can combat stress and get back to work with more energy and optimism. A work cannot be called work without getting stressed. Every day you need to wake up early to avoid jam-packed traffic as well as the sarcastic greeting from your boss of arriving late.

There is more to saving than just trying not to spend and keeping money. It is an art that should be studied, practiced, and mastered.