Life

Social security strategies for singles - these are friends with real benefits

Single people who were never married have lesser Social Security filing option. But still, you have to understand what they are and which one fits your needs best, according to Forbes.


Improving Credit Score in Four Simple Steps

Credit score health is as important as one's reputation. Building a good credit score takes years, but it only takes an instant to destroy it, hence the comparison. The health of one's credit score lies on how someone has been responsible with his or her finances.

Social Security: What and When to Collect; What's the Max Strategy if Single, Never Married with No Kids

Most consider their Social Security as their biggest asset. But to get the best from your lifetime benefits, you must know what and when to collect.

When Is the Right Time to Transfer Balances to a New Credit Card?

For most people, purchases are made using debit or credit cards. If one is not careful enough with the use of his debit/credit card, he will surely be in big trouble with debts and interests.


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The issue of student loan debt has leapt into the spotlight this election season, and people are more intent than ever to hear what the presidential hopefuls have to say about this particular issue.
There are many ways you might have contributed too much to your IRA without knowing it. Maybe the full amount was contributed to both a traditional and a Roth IRA. Perhaps you set up a monthly contribution that automatically pays and forgot to put a stop to it before your contribution limit exceeded. Or, maybe you just screwed up.
College can be a simultaneously enjoyable and challenging time in people's lives. As much fun as it can be to just throw caution to the wind and make the most of youth, the looming threat of responsibility brought on by adulthood and the world beyond the school's doors are constant reminders that this is not exactly the time to be as carefree as one can be.
A 401k loan is stirring a negative public impression lately and many argues whether it's something worth risking for. Forbes's Investing section contributor Michael Smith gives his expert advice on the matter.
In a recent event held by Charlotte Chamber's "Women Who Lead", sponsored by the Bank of America Corporation, the stories of these women executives were highlighted: Andrea Smith, Charlotte Chamber's Chairwoman and Bank of America's new CAO; Cathy Bessant, Bank of America's chief operations and technology officer; Muriel Sheubrooks, a former partner of the Greater Carolinas Real Estate; and Pat Rodgers, CEO of Rodgers Builders.
The National Retail Federation predicted that a regular household will spend more than $600 this year for school supplies. The amount is said have reduced from last year's spending.
Retirees typically are concerned with their income and safety when old age comes. And while there are plenty of retirement investments to choose from, choosing one can be confusing and not to mention daunting. Finance experts consider market investments a better choice for a safer retirement than insurance products.
A greater number of Americans are saving their hard-earned money, not for retirement but for emergencies. According to an annual survey by financial research firm Hearts & Wallets, household savings in 2014 was at 5.5%, nearly a percentage point higher than the previous year.
A family of treasure hunters found $1 million worth of Spanish gold coins. The shipwreck was identified as the Capitana, a cargo fleet that sank 300 years ago due to a hurricane passing through Florida going to Havana carrying loads of fortune.
Retirees planning on settling overseas often consider costs of living as their deciding factor. Aside from the coveted seaside views, friendly English-speaking community and safety, investment is also a factor to contemplate on.
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